Homeowner’s Contractor Checklist
Hire with Confidence & Protect Your Home
Before You Hire:
Step 1: Check Licensing
Verify the contractor at CSLB.ca.gov
Make sure there are no unresolved complaints
Step 2: Verify Insurance
General liability & workers’ compensation
Keep a copy of their certificate
Step 3: Get a Written Contract
Scope of work, materials, price, timeline
Include payment schedule (≤ $1,000 or 10% upfront whichever is lower)
Step 4: Compare Quotes
Get 3+ quotes
Avoid unusually low bids
Step 5: Check References & Past Work
Ask for 2–3 references
Look at photos of completed projects
Step 6: Confirm Permits
Who is pulling permits? Contractor or owner?
Make sure inspections are planned
Step 8: Pay Safely
Pay in stages tied to milestones
Always get receipts
Watch Out for Scams:
Pressure to sign immediately
Extremely low prices or leftover materials
Requests for full upfront payment